Would you take £500 now or £1,000 in a year? And what that says about you

phillw

heth wrote: »

Surely depends how desperate you are now?

MSE is mostly aimed at people who have good credit history, or by people who are in the process of rebuilding their credit history by paying off their debts. If someone is in a debt spiral and are desperate enough for £500 that they cannot wait a year, then this site doesn't really have much to offer.

I'd hope that anyone that desperate for money isn't wasting time answering Martin's Twitter poll, assuming they had enough money to have access to Martin's Twitter poll in the first place. The answers will surely reflect that.

I wouldn't necessarily take either offer, I'd ask for £2000 in 2 years instead.