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Hello

Hello
I have to say I am a newcomer, and have had a wake up call regarding debt.
I have joined up as a MS and taken on 5 jobs so far making myself £38 clear since 10/9/07 ....:T .hoping to improve on this every month. Thanks to this site.
And tomorrow I step cautiously into the unknown world of Car Bootsales.:eek:

Since finding this site I have thoroughly enjoyed reading the idea's, and above all the kindness shown to all, kindness with a tough common sense edge to it.

I have to say I have pretty much ignored money for years :confused: but have had a wake up call recently and have decided to take my own finances in hand.


Thank you.

Comments

  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Hi Bluerover and welcome to MSE

    If you want us to take a look at your finances and see if there are any ways you can cut back to bring the Debt Free Day forward then take a look at southerscousers sticky and post your SOA (statement of affairs)

    Come and join us in the party thread (we have one most weekends ;))

    :wave:
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Hi and welcome to the boards, post your SOA and you will get loads of advice and support on your situation
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi & welcome to MSE.
    You are in the right place!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • well done you

    ps. maybe i'm thick but what is an MS? :confused:
    :eek: Total debt £21,000 :eek:
    Weight loss to date - 2 st, 2lb:j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    money saver??? maybe?

    Welcome BlueRover, hope you find this site mega helpful (as I know it is) and good luck on your DFW journey! xx
    Wealth is not measured by currency
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Mystery Shopper ;)
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • Hello

    I havent got a clue whether im doing this right or not! i want to put up a post saying a brief bit about my various debts to see whether anyone can offer me any help and advice!

    Im 21 years old and have approximately 10,000 of debt. 700 to capitol one which is 200 over the credit limit and i cant pay the minimum. 5300 to barclays career development loan which i cant pay the minimum of and 3500 to a managed loan with HSBC.

    i have spoken the consumer credit counselling thingy and they are going to ring me tomorrow but at the moment im having default notices and im just really quite worried/scared/petrified. Any advice?

    I don't have a job this second but thats only as of yesterday and i think i have a new one starting next week (fingers crossed)

    Any help anyone can offer would be very gratefully received

    Thanks in advance

    Dan
  • Hello

    I havent got a clue whether im doing this right or not! i want to put up a post saying a brief bit about my various debts to see whether anyone can offer me any help and advice!

    Im 21 years old and have approximately 10,000 of debt. 700 to capitol one which is 200 over the credit limit and i cant pay the minimum. 5300 to barclays career development loan which i cant pay the minimum of and 3500 to a managed loan with HSBC.

    i have spoken the consumer credit counselling thingy and they are going to ring me tomorrow but at the moment im having default notices and im just really quite worried/scared/petrified. Any advice?

    I don't have a job this second but thats only as of yesterday and i think i have a new one starting next week (fingers crossed)

    Any help anyone can offer would be very gratefully received

    Thanks in advance

    Dan

    Hi Dan :wave:

    You'd be better off starting a new thread about this, more chance of more people seeing it!

    Just click on the button "New Thread" and away you go.

    Welcome to MSE.

    Scarlett xxx
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
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