Barclays Loan for driving course with RED

Tillygirl2016

"RED didn't go into administration until 2010. What happened between 2008 and that date, how long was the training supposed to take?"

It was December 2008 as I have explained.
How should I contact Barclays about this?

Bogalot

Tillygirl2016 wrote: »

"RED didn't go into administration until 2010. What happened between 2008 and that date, how long was the training supposed to take?"

It was December 2008 as I have explained.
How should I contact Barclays about this?

So that was a full year before they went bust. Did he not train in that year?

Tillygirl2016

Hi Bogalot

Thanks. It seems I might gain some protection from s75 because Barclays asked for payment on a loan for a service I believe they knew the supplier wouldn't be able to provide.
The derails are as they are. In retrospect I don't think we would have had anything to do with RED,

Bogalot

Tillygirl2016 wrote: »

Hi Bogalot

Thanks. It seems I might gain some protection from s75 because Barclays asked for payment on a loan for a service I believe they knew the supplier wouldn't be able to provide.

You've still not established your grounds for complaint though.

For what reason do you wish to reclaim PPI? If it's not documented on the agreement, it's unlikely you had it. What are your reasons for complaint?

On what grounds do you feel Barclays are liable under s 75, and what evidence do you have to support your claim?

Bogalot

Tillygirl2016 wrote: »

Hi Bogalot

Thanks. It seems I might gain some protection from s75 because Barclays asked for payment on a loan for a service I believe they knew the supplier wouldn't be able to provide.
The derails are as they are. In retrospect I don't think we would have had anything to do with RED,

You keep avoiding my question. Your son signed up with RED over a year before they went bust. What happened in the interim? If you're saying they didn't provide a service, how can you prove this, how did your son chase them up?

Tillygirl2016

He had family matters to attend to. Can you help me in fashioning an approach to Barclays please?
Thanks

Bogalot

Tillygirl2016 wrote: »

He had family matters to attend to. Can you help me in fashioning an approach to Barclays please?
Thanks

So it wasn't that they didn't provide a service, the service was available but he did nothing to start his training.

Why is your son not paying you back?

On the information given Barclays have several strong reasons to refuse a s 75 claim. I'm sorry but I can't see that you have presented any reason which would make them liable - they could not reasonably have been aware the company would go bust fourteen months later.

With regards to PPI, you first need to ask if you paid any. You then need to explain why you believe you are entitled to it back.

Once you've done all that, call Barclays and they'll look into it for you.

Tillygirl2016

I think the forum is here to get advice. I am asking how to make a claim under s75 or any other legislation. If you are happy to impart that info then great.
Please let me know and allow Barclays to make up their minds. I'll let you (and everyone else) know what they say. Is that OK?

Regards PPI yes I will contact them by phone.

Tillygirl2016

For the benefit of those reading this thread I'm concerned that Barclays came to me asking for repayment of a loan to a company that they seem to have helped drive in to receivership. The loan was paid in full e/o March 2010 but by July of that year the company (RED) had completely become insolvent. The liquidation process takes quite some time and before that RED had lost the support of Barclays which in itself must have taken some time. I think this happened around me implying Barclays were knowingly pursuing repayment when they knew I (my son) wouldn't receive the service for which the agreement was made. What my sons personal circumstances were and why a father would want to help his offspring are irrelevant here. IMHO.
So I would very much appreciate some guidance on how to approach Barclays (the creditor) and not on how to run my life.
Cheers!
:-)

jonesMUFCforever

First of all (A) Barclays Partnership finance and (B)Barclays bank business banking would be trading as separate entities.
You have no chance whatsoever of proving that Barclays pushed RED into administration or that the Partnership was pushing loans to a doomed company - as this would mean they were prepared to lose money - this makes no sense at all.

No comment on the rest but your reticence to not answer certain questions speaks volumes.