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andydownes123 wrote: »Mortgage is quite high for your salary too. Have you thought of downsizing? £100 + for communications and TV is too much
Whilst in the current situation this is true, if the OP's salary is likely to increase in the near future then a move will cost them money that they can ill-afford at the moment, by the time legal fees, removal costs and the evil stamp duty are taken into account.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I have a one bed flat and I pay £36 a month gas & electric combined with Scottish Power..I've just renewed it. It's just me in the flat though but they are worth a try.I have just had to renew my Electricity deal, as its coming to an end, not one new supplier could come anywhere near the £50 per month i have been paying
Edit: double checked and I'm paying £34.50 a month for G&E on the Online Fixed Price Energy June 2018 V2 tariff. I give them a monthly meter reading for the G&E and it keeps the Direct debits down. If you're in credit you can either get a refund or tinker with the direct debit manager online tool yourself (within reason).
DC xLBM-November 2019 - Total Debt £28,000/PAID!0
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