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Credit card APR - re-negotiate?

Chrisblue1962
Chrisblue1962 Posts: 1,203 Forumite
Part of the Furniture Combo Breaker
edited 6 January 2017 at 8:44PM in Debt-free wannabe
Hi, has anyone ever rang up a credit card company and successfully re-negotiated a lower APR? You hear about people doing it with TV / telecomms so why not credit cards?...just an idea :D
DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 -
£13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!! :)
Thinking of spending???..YNAB says "NO!!!!"


Comments

  • Yes I have lowered my Barclaycard rate before once I had had it a while. I called up and said I was looking around for a better rate and I was offered a better rate. Always worth a call, worst they can say is no :)
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