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secured loan

Anyone had the same problem? We took out a secured loan in 2006 at £595 a month repayment over 10 years!!!! After a few blips it finished in Dec 2016 but with interest slapped on etc etc from these con artists they said final settlement was £7300.00!!!!;) I could not even contemplate carrying on with this company so borrowed a small loan of £5000 to pay this off!! Having great joy in doing so they haven't ended the loan agreement as they now want evidence of where I got the money from, is this the correct procedure? At the end of my tether now:mad:

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's unusual, but presumably due to money laundering concerns.

    Is your loan from a reputable source? Or is it a bag of blood stained tenners? If the latter, you may have a problem...
  • Haha, no its a small loan, there wanting to see my bank statements, do I have to do this? This is so unbelievable, knew when I thought I paid them off they would still have another sting in their tail
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    They have the right to ask. Personally, I would blank out other information and provide it.

    You don't want a high rate loan hanging around if you don't need it. The settlement figure will be going up by the day.
  • I've spoken to them and asked where the money is that I have paid to settle it and they replied " in our bank waiting to be allocated once we have seen the statement " cheeky swines, unbelievable! ! Thanks for your reply.
  • It will be the Anti Money Laundering procedures that all banks and lenders are having to follow.


    Actually, using loans is an increasingly popular of laundering dirty money.


    Mr Bigs take out loans from what they hope are less meticulous lenders. They then settle the loans early using dirty money which has the effect of cleaning it up as it has passed through the financial system.
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks for sharing!

    Honestly. When has 'Thanks for sharing!!!' EVER looked like a realistic post? Seriously. When?

    Reported for uninspired spam and post building.
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