2017 Debt Free Wannabe

FinallyDebtfree2017

Hi Lonire

That is super helpful thank you. I will have a look, in a way I like to have everything in one place, feels more manageable then different pockets of debt.

Do you close the credit cards where you transferred the amounts?

I'm getting on OK, thanks for asking, I'm planing to be debt at the end of the year, I have been in debt since I finished education and you should feel great getting to your lightbulb moment at 30.

Lonire

Hey there,

Yeah I closed the accounts once I have them transferred. I made the mistake of keeping one open last time I done transfer balance open years ago and just ran up more debt, So for me personally its better for me to close the account. There is a whole article on balance transfer on the main MSE webpagee. Def have a read of that also.

Ive heard some people keeping a card open once they transfer balances but only for real emergencies. SO worth considering. But for me I'm closing the ones that are cleared as I don't want to run the risk of running it up again.

Fingers crossed we can both do well on our debt free quest.I know we can!