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Fidelite call on door

Hi just had a door step caller from Fidelite who said he was recovering a debt from the funding company, I have lived in my new house for 7 years and never paid or acknowledged any letters from them is this debt statute barred

Comments

  • sourcrates
    sourcrates Posts: 31,828 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    If you get something in writing, respond with the statute barred letter.

    Seems they have been busy over Christmas, other posters have had visits to.

    Remember, they are only collectors, just tell them to send something in writing, don't discuss anything on the doorstep, writing only.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • sourcrates wrote: »
    If you get something in writing, respond with the statute barred letter.

    Seems they have been busy over Christmas, other posters have had visits to.

    Remember, they are only collectors, just tell them to send something in writing, don't discuss anything on the doorstep, writing only.

    They Asked for my name address etc I told them the entire debt is starute barred is this correct from me thanks for advice
  • sourcrates
    sourcrates Posts: 31,828 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    They Asked for my name address etc I told them the entire debt is starute barred is this correct from me thanks for advice

    Err, yes, but don't deal with matters like this on the doorstep.

    Anything to do with debts or legal issues should be dealt with in writing only.

    You must inform them of its statute barred status in writing, just telling a random collector this information has no basis or proof in law.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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