I'm Back - and better! Final Push to Go...

Exerbusi2

I'm back!

Not sure why I haven't popped in here this week, but I'm back here now!

So on the car front, my old car is still chugging along. I haven't bought a new car yet, but my plan is to buy a car on a 0% credit card. Yes, it's a kick in the nuts for my debt free mission, but I'm making cuts elsewhere.

I had an iPad that I've cut. I'm also reducing my over-payment on the mortgage from over £260 to around £150, which will save me extra money.

A project I've been working on for a few weeks is slowly coming to fruition, so I'll hopefully start to be able to take a little bit of money from that in the coming weeks.

In the meantime I've still been paying down my CC, so the debt on that front is down to £1550.

I think I've made my peace with the car issue. It's a fact of life that I need a car and going into debt is the only way I can do it unless I buy a heap of crap.

The plan is to buy this car and keep it for a long time.

Additionally, I'm really focussed on growing my business significantly this year so the extra income will come in very handy!

zippygeorgeandben

Well! Welcome back Exerbusi2. I think it's hard to keep up the momentum and enthusiasm. However, maybe that's just me.
I've had a bit of a spending spree this month on, well, not really that much stuff. I seem to have exchanged my candle addiction for Elemis beauty products.
BUT...... I've just sold 130 candles for £1600! So I'm so pleased with that! I think I'll pay £1000 off the debts but the £600 towards my Summer holiday!
Ben

Exerbusi2

Wow! That's fantastic - £1600 is a great little addition to the pot!

I've just been to Amsterdam for the weekend on a stag do, which has been a pretty costly exercise! That being said, it was kind of a one-off and I've got ways to reduce my spending this month.

My outgoings go up as of next month, so I've got to curb any excess spending, which I will be doing. I've also got to take stock of where I am financially as the situation is about to change soon with my upcoming car purchase!

Once I'm back into the swing of things at work I'll take a few hours to pour over the details of my finances currently!

zippygeorgeandben

Good to hear from you Exerbusi2! It's funny looking at post #163 saying that no one is biting at the candles and then suddenly I get someone interested and buying 130 of them!
They are actually interested in my other ones but the ones I have left are quite rare and I'm not willing to let them go as cheap. I'd rather burn them actually.
Regarding the job, I applied and I now have an interview on Monday. Pay has already been discussed tentitively if I was successful after interview and whereas it's an ok package, I'm not sure it's enough to make me consider moving. Hopefully they are open to negotiations!

zippygeorgeandben

Not sure when you're back on here Exerbusi but I got the job!

zippygeorgeandben

Hope all ok Exerbusi2 - if you aren't back soon I'll eventually have to start a diary!
Was about £600 up last month but this one isn't going as well.
Awaiting money from partner for our trip to Bruges, plus I've bought a few things, had a wedding to attend to as well. I'm still paying off my minimum requirements, I just like to throw more at the debt if I can.