Loans and old CCJ

Stravinsky

In the middle of last year I was erroneously served a CCJ without my knowledge, which the courts have now set aside.

According to the online credit checks my rating is now very high and no mention of a CCJ

I want to apply for a small loan, and I keep seeing the proviso with bank lenders that I must not have a history of CCJ's.

Is this now removed CCJ going to cause me to get a loan rejected, or it is really referring to current CCJ's that are outstanding.

It's probably a silly question, but I dont want to apply for a loan and get it rejected

Thank you for your assistance

Arleen

if it was set aside then it never existed. If it was not long after the set-aside was issued, it could still pop on your file, but after that long time there is nothing to worry about.

Stravinsky

Thanks, It was only set aside in early October, but as I mentioned it doesnt seem to be showing in the credit rating companies