Lowell/Red

bluecoxy

I sent off a statue barred letter to RED and today i recived a letter saying how "disapointed" they are that i have taken the statue barred route.They say that it has now been passed to their specialist recoveries unit who will decide what route to take.

I am very very sure that a payment or acknowledgment of the debt has not been made for well over seven years.

So what else can i do,just wait and see what happens next?

fermi

In that case then "specialist recoveries unit" = filing cabinet marked "unrecoverable debts".:D

They can still huff and puff a bit, but ultimately can do nothing.

If they continue to hassle you then all you need to do is point out the following section in the Statute Barred letter.

The OFT Debt Collection Guidance states that “continuing to press for payment after a debtor has stated that they will not be paying a debt because it is statute barred could amount to harassment contrary to section 40 (1) of the Administration of Justice Act 1970”, which again should you try and proceed to court I/we* will also use this as a defence.