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DMP and sainsburys

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So I have been on a DMP for 5 years now, with the monthly payments going up and down.
1 of the debts is with Sainsburys for a credit card.

Has anyone ever had any luck negotiating a F&F offer with sainsburys?

That is the lowest of my 4 debts, and the 1 I would like to get rid off first, failing that, it would be PRA group which is around £400 more than the sainsburys.

Comments

  • dumpyboy
    dumpyboy Posts: 379 Forumite
    Got a 20 percent discount but then had a lot of trouble after the 6 years default to drop of they moved the default date then put the account back on
  • meme86
    meme86 Posts: 115 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I can afford a lump sum that works out as 16.5% off the owed amount. If they were to accept, it would help me getting off the DMP, which is my aim for 2017, hopefully at the start
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