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What small DFW things will you do this week? w/c 26/12
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determined_new_ms
Posts: 7,867 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments
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Morning guys & welcome to another week
So the holiday continues but the anti gets reduced
Always feel after Christmas what was all the fuss about?! Luckily for us there's no financial headache, and to be honest how our financial situation is we wouldn't be able to cope with it so it's just as well!
Madam is pleased as punch with her gifts. Currently playing with a girl's world ds got hershe is absolutely crazy for puppies and dogs and my dd got her a mechanical pug, that barks, plays tricks and generally acts like an excitable puppy. She LOVES it! I suppose seeing how little ones love the things they get makes it all worth while :T
Not much dfw things going on I guess, probably a nsd but might go for a country walk and if we do probably will stop for a pint....
Need to strip the turkey of meat, divvy up, freeze some. Also portion up and freeze Christmas dinner soup mmmmm
Will put a load of washing on and get it dried
More lolling around on the sofa, watching things with the fam.
Happy boxing day guys xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Post on the other thread and let this one die!
https://forums.moneysavingexpert.com/discussion/comment/71823109#Comment_71823109DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950
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