We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Bank mortgage - open to haggle?
FixitFox3
Posts: 13 Forumite
My bank (Lloyds) SVR that I am currently on is 2.25% - not bad. Fixed rates elsewhere suggest, after set-up fees etc, a saving of approx £1K to £1.5K I think, over a couple of years. Before I start chopping and changing, do high street banks have any flexibility? Is it worth me asking, or do they have their rates and that's it?
0
Comments
-
Their rates are take it or leave it, theyre not open to negotiation.
There might be some give or take if you were a footballer on £200k a week, but for us mortals, it is what it is.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards