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Where are the free legals

Dird
Dird Posts: 2,703 Forumite
Eighth Anniversary 1,000 Posts Combo Breaker
edited 21 December 2016 at 11:56AM in Mortgages & endowments
Did I imagine it or did most banks provide free legals for remortgaging last year? Everyone (Leeds, Progressive, Accord, HSBC, Santander, NW) are showing no free legals on the MSE search assuming it's accurate.

I've already found one inaccurate part of it Today though so maybe it's not true?
Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
Cashback sites: £900 | £30k in 2016: £30,300 (101%)

Comments

  • ACG
    ACG Posts: 24,682 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Sometimes they may offer cashback instead.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 24,682 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    On a side note, do not trust anything other than the lenders website.
    I have a sourcing system that I pay for, I always have to double check the lenders website as it is not unheard of that there are mistakes.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • cahillg81
    cahillg81 Posts: 239 Forumite
    What sourcing system you using ACG?

    I have just switched to trigold. I am hating it.
    I am a Mortgage & Protection Broker

    MSE doesn't check my status so you have to take my word for it. Any information posted is for discussion only and should not be seen as advice. I am FCA Registered, registration details available on request.
  • ACG
    ACG Posts: 24,682 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Mortgage Brain at the minute (I always preferred trigold), but I am going directly authorised in January and will be using twenty7tec. I guess you always prefer the one you first used?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I used to use MB. Switched to a Trigold and find in dead easy.

    Mind you I don't use all the bells and whistles and I don't let it do my thinking for me.

    It tells me the rates and generates my source list and KFI.

    That's it.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 24,682 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    amnblog wrote: »
    I used to use MB. Switched to a Trigold and find in dead easy.

    Mind you I don't use all the bells and whistles and I don't let it do my thinking for me.

    It tells me the rates and generates my source list and KFI.

    That's it.
    Same here.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • cahillg81
    cahillg81 Posts: 239 Forumite
    Back on topic there are plenty of options with free legals.
    I am a Mortgage & Protection Broker

    MSE doesn't check my status so you have to take my word for it. Any information posted is for discussion only and should not be seen as advice. I am FCA Registered, registration details available on request.
This discussion has been closed.
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