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Down but not out... time to make some major changes

Bobbby81 · 2016-12-21 07:36:14

Hi, I was going to do this in the New Year but I have decided to grasp the nettle today! We had our LBM a while ago and have made serious changes to our outgoing since September. We have a long way to go, as you will see from my SOA. The debts have been racked up due to many years of disorganised spending, consolidation…

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enthusiasticsaver Posts: 16,056 Ambassador

30 December 2016 at 10:29AM

Well done for making a start. The first few months will be tough but you will adjust to spending within a budget and it will be worth it to be debt free.

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