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DMP Help

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Hi, I'm not sure if this is the right place for this but basically I'm in the process of setting up a DMP with stepchange and one of my creditors is Barclaycard. My current account is with Barclays who I don't have any debts with but Barclaycard is a trading name of Barclays so I'm aware of the possibility that Barclays could use the "setting-off" process to get some of the money owed to Barclaycard. My question is if I change current accounts by using the switch guarantee could barclays still use this process and take money from the new current account with another bank? Thanks

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