We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
HTB equity loan ATE - completion time lines

Lizbragg33
Posts: 27 Forumite
Hi all,
Looking for some advice if possible please. We are meant to be exchanging tomorrow with completion set for next Thursday on our sale and purchase. However we are using the HTB equity loan and on Tuesday whilst HTB were about to issue the authority to exchange they noticed the mortgage term on one of the forms was incorrect so they asked for an amended copy of the information form which was sent straight away.
I called them this afternoon to chase up and they advised that the current lead time is 3 days. After explaining the situation they were very helpful and said they will try and get this over tomorrow afternoon.
Question is, is next Thursday now to soon to get the authority to complete back from them too? Anyone know roughly how long it takes from authority to exchange until you can complete? We are desperate to be in pre xmas as we have been waiting since august.
Thanks
Looking for some advice if possible please. We are meant to be exchanging tomorrow with completion set for next Thursday on our sale and purchase. However we are using the HTB equity loan and on Tuesday whilst HTB were about to issue the authority to exchange they noticed the mortgage term on one of the forms was incorrect so they asked for an amended copy of the information form which was sent straight away.
I called them this afternoon to chase up and they advised that the current lead time is 3 days. After explaining the situation they were very helpful and said they will try and get this over tomorrow afternoon.
Question is, is next Thursday now to soon to get the authority to complete back from them too? Anyone know roughly how long it takes from authority to exchange until you can complete? We are desperate to be in pre xmas as we have been waiting since august.
Thanks
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards