In a bit of a sticky situation

jcalow

I'm 20 years old and due to totally poor planning I have got myself into a bit of a difficult situation money-wize. I left my last job a week ago and was paid far less than I had planned. I'm due to start a new job in a weeks time and they should pay me at the end of October. Due to being paid far less than I had expected by my last employer, I have now run out of money. Well, more than run out of money, my months bills have all come out of my current account for this month and caused my balance to crash right through my overdraft limit by £200.

I have spoken to the bank and they are not willing to increase my overdraft. I have also asked them and another bank about the possibity of a small loan, both refused. In desperation I called my credit card company to see if I could increase my limit there. They also refused. I have spoken to family members but they were unable to help.

Really stuck now and unsure what I should do, anyone I can turn to?

Regards,

Josh

Dylanwing

The Money Shop, Cash Converters, Loans Till Payday are the short-term lenders of last resort. Money Shop charge a fee of 13% and will cash a cheque, but not present it for one Month. They need good ID and proof of address, so go armed with stacks of paperwork. The internet payday loan sites are more expensive, but saves the hassle of going out. No idea on Cash Converters terms. High APR, but desperate times mean desperate measures and it's a fraction of the price of a Bank over-limit fee.
Hope this helps and good luck in the new job.
Sorry - Google Payday Loans or go via Money Supermarket - They are internet sites and credit your Bank Account pretty quickly.