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Different Mortgage rate at actual site

cn90
Posts: 4 Newbie
Hi all,
I was looking for a cheap mortgage from the ''Personalised Mortgage Best Buys " and it's showing Virgin money as one of the cheaper ones at 1.83% for a five year fixed standard at 60% LTV.
When I click the actual website of Virgin money it's showing me a completely different figure of 2.19% for the fixed five year standard. :mad:
Please advise
I was looking for a cheap mortgage from the ''Personalised Mortgage Best Buys " and it's showing Virgin money as one of the cheaper ones at 1.83% for a five year fixed standard at 60% LTV.
When I click the actual website of Virgin money it's showing me a completely different figure of 2.19% for the fixed five year standard. :mad:
Please advise
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Comments
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Also what does it mean by the "MSE TOTAL COST" tab0
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The rate is 2.19% the website you visited is incorrect.
Lender's websites are definitive.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
From VM yesterday;-Dear Partner
At 6pm on Tuesday 13 December we will withdraw the following Intermediary Exclusive products:
• 2 Year Fixed Rate at 65% LTV available at 1.24% with a £995 fee
• 2 Year Fixed Rate at 90% LTV available at 2.24% with a £995 fee
• 5 Year Fixed Rate at 65% LTV available at 1.83% with a £995 fee
In line with our commitments, we are giving you at least 24 hours’ notice of this product withdrawal. To avoid disappointment, please submit any outstanding applications on these deals as soon as possibleI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
the source is always the best to ensure accuracy"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
Thanks for the reply, how come I am not getting that rate when I try to apply for the mortgage at their site ? Its not past 6pm and we are still in Tuesday ?kingstreet wrote: »From VM yesterday;-0
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I am buying a house myself and have managed to get my application in this afternoon for the 1.24% product so they are still available.
Have you tried to call them?
Are you applying yourself or through a broker?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks for the reply, how come I am not getting that rate when I try to apply for the mortgage at their site ? Its not past 6pm and we are still in Tuesday ?
• 2 Year Fixed Rate at 65% LTV available at 1.24% with a £995 fee
• 2 Year Fixed Rate at 90% LTV available at 2.24% with a £995 fee
• 5 Year Fixed Rate at 65% LTV available at 1.83% with a £995 feeI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
It makes a change from punters telling us they can get a better deal going direct!I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Nope didn't call them and was going direct not thru broker.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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