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Different Mortgage rate at actual site

Hi all,

I was looking for a cheap mortgage from the ''Personalised Mortgage Best Buys " and it's showing Virgin money as one of the cheaper ones at 1.83% for a five year fixed standard at 60% LTV.
When I click the actual website of Virgin money it's showing me a completely different figure of 2.19% for the fixed five year standard. :mad:
Please advise
«1

Comments

  • Also what does it mean by the "MSE TOTAL COST" tab
  • amnblog
    amnblog Posts: 12,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The rate is 2.19% the website you visited is incorrect.


    Lender's websites are definitive.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
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    From VM yesterday;-
    Dear Partner

    At 6pm on Tuesday 13 December we will withdraw the following Intermediary Exclusive products:
    • 2 Year Fixed Rate at 65% LTV available at 1.24% with a £995 fee
    • 2 Year Fixed Rate at 90% LTV available at 2.24% with a £995 fee
    • 5 Year Fixed Rate at 65% LTV available at 1.83% with a £995 fee

    In line with our commitments, we are giving you at least 24 hours’ notice of this product withdrawal. To avoid disappointment, please submit any outstanding applications on these deals as soon as possible
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
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    the source is always the best to ensure accuracy
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • Thanks for the reply, how come I am not getting that rate when I try to apply for the mortgage at their site ? Its not past 6pm and we are still in Tuesday ?

    kingstreet wrote: »
    From VM yesterday;-
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I am buying a house myself and have managed to get my application in this afternoon for the 1.24% product so they are still available.

    Have you tried to call them?
    Are you applying yourself or through a broker?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cn90 wrote: »
    Thanks for the reply, how come I am not getting that rate when I try to apply for the mortgage at their site ? Its not past 6pm and we are still in Tuesday ?
    we will withdraw the following Intermediary Exclusive products:
    • 2 Year Fixed Rate at 65% LTV available at 1.24% with a £995 fee
    • 2 Year Fixed Rate at 90% LTV available at 2.24% with a £995 fee
    • 5 Year Fixed Rate at 65% LTV available at 1.83% with a £995 fee
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
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    It makes a change from punters telling us they can get a better deal going direct!
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Nope didn't call them and was going direct not thru broker.
    ACG wrote: »
    I am buying a house myself and have managed to get my application in this afternoon for the 1.24% product so they are still available.

    Have you tried to call them?
    Are you applying yourself or through a broker?
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    cn90 wrote: »
    Nope didn't call them and was going direct not thru broker.
    I think kingstreet has found the problem. You can only access them through a broker. With 68 minutes to go I think you need to knock these deals on the head.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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