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High levels of debt- need to consolidate
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I doubt the OP will be back but another caution against consolidating. You have tried it before and you are now even higher in debt. Regardless of your income the only way to deal with this is to budget, live within your means and knuckle down to repaying the debt with the most expensive one first. No quick way to get out of debt.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£7500
365 day 1p Challenge 2026 £667.95/£296.46
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
Move back in with understanding parents for 10 months...plow every last penny into paying off your debts within this time....live off spaghetti.0
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:spam: reported.mrs_flora404 wrote: »check this
Hello Loan Seekers,0
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