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Car Finance/Lease With Defaults?

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  • fwor
    fwor Posts: 6,953 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 December 2016 at 9:36PM
    Alan16ac wrote: »
    I couldn't take out loans

    So - clearly a No then? I'm just puzzled that you don't seem to read the words you wrote in the same way that I do.

    In case it helps, a DMP generally doesn't allow you to borrow more money, because your existing creditors have offered you special terms, on condition that you don't add any more creditors into your financial affairs.

    They don't really care if you save a bit more, or spend a bit more. What they don't want to happen is to have yet more creditors lining up if/when you fail to be able to pay the repayments again.
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