We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Habito

Hi All

Has anyone used the new Habito service? Or heard of it?
Thanks

Comments

  • dunstonh
    dunstonh Posts: 120,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Assuming you are not spamming, the answer is likely to be no. Very small player with less than a year trading. A bit like asking the here if people have used your local butcher.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    dunstonh wrote: »
    Assuming you are not spamming, the answer is likely to be no. Very small player with less than a year trading. A bit like asking the here if people have used your local butcher.

    I used the local butcher, good stock of meat, not sure about the venison though
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • muhandis
    muhandis Posts: 994 Forumite
    Eighth Anniversary 500 Posts Name Dropper Combo Breaker
    My colleague has mentioned using Habito for a remortgage. From what I can remember he said that it was mostly done online, he had to scan and upload docs and that there was an assigned person that he could speak to about it. I'm not very clear on how much different it is from a phone based broker though besides the fact that you can input details online.

    Please do feedback if you end up using them, would be interesting to know more!
    SuzyDoyle wrote: »
    Hi All

    Has anyone used the new Habito service? Or heard of it?
    Thanks
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I do not mean to come across like one of those people with sour grapes, but it does worry me that their factfind is online. I used to email my factfind over to people to complete, I then had to spend about 30 minutes going through it and checking/correcting or adding bits they had missed off.

    Who is liable if you have given incorrect information due to a different interpretation?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    csgohan4 wrote: »
    I used the local butcher, good stock of meat, not sure about the venison though

    It's a little dear.

    I'm so sorry. :embarasse
  • minimike2
    minimike2 Posts: 2,210 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I played with their system just because I wanted to see what it was all about.

    It is nothing like what they make it out to be. They are just mortgage brokers, the same as every other mortgage broker, the only difference being is they get you to fill out a load of your information in the system before speaking to them for your appointment for the advice over the phone. Very gimmicky and nothing like the "algorithm" that they say the have to formulate the mortgage advice. A not so clever way to try and make them look different.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.