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First time buyers

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Comments

  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    AnotherJoe wrote: »
    I'm sure remote is possible but face to face better for some of the extended discussions you may end up having.

    Yeah, don't disagree with you. I guess mine was less complicated, just self employment.

    I found my broker on MSE actually, quite helpful and competitively priced.
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    G&G wrote: »
    I also have a bank loan and a small amount on a credit card, but a large amount of savings and a high credit score- partner is pretty similar, without the savings.

    What's your total savings in comparison to what you both owe?

    Why wouldn't you use your savings rather than incur unnecessary overdraft fees. Lenders will naturally take the cautious view.
  • erin110
    erin110 Posts: 96 Forumite
    Who is the lender ?
    I am a Mortgage Broker
    This site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • G&G
    G&G Posts: 5 Forumite
    I was only going to be in my OD and credit card for a month, and knew it would clear with my first pay- so I didn't want to tap into my savings for such a short time period.
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