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Provident loan and DMP

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'm wondering if you can help? I'm on a DMP with Stepchange but had some car problems and took out an emergency loan with provident. As they are doorstep collectors I'm worried as do I add them to my DMP? I'm struggling financially and just a bit worried.

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  • fatbelly
    fatbelly Posts: 23,005 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Ask stepchange if you can add them
  • sourcrates
    sourcrates Posts: 31,610 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Dory35 wrote: »
    'm wondering if you can help? I'm on a DMP with Stepchange but had some car problems and took out an emergency loan with provident. As they are doorstep collectors I'm worried as do I add them to my DMP? I'm struggling financially and just a bit worried.

    Also write and tell provident about your situation.

    That should stop the collectors calling, however, they are only collectors, no powers of any kind, you can just say you are in touch with the company and exploring your repayment options.

    You don't need to let them in, if you do, some of these people can be persuasive as been self employed, they only get paid on results.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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