Bailiff help!!

elsien

https://www.citizensadvice.org.uk/debt-and-money/action-your-creditor-can-take/bailiffs/bailiffs-fees-and-charges/fees-bailiffs-can-charge/

Head_done_in

So looking at that, the fact they came out means the charge will stand. It's seems really underhand that they sent anyone out when I have sent through a payment plan.

CIS

Head_done_in wrote: »

I believe the intention today was to remove goods but had they responded to my payment plan request I don't see why anyone was instructed.

I haven't received a letter. I sent my email on the 22nd November and this is the first correspondence I have received. In hindsight I should have contacted them since but with everything going on I had put it to back of my head thinking they would contact. My own fault I know

Once a Liability Order is granted there is no obligation for the Council (or their agents) to accept anything other than full payment.

Craig

Head_done_in

So what's my best option? I physically don't have the money to pay in full, I couldn't afford to split over 3 months with the added fees and I don't have anything apart from a tumble dryer and maybe some hair stylers! I have some broken tellies and an old DVD player I have never used.

I don't want to look like I'm being resistant - I just honestly don't know what to do

bazm

Just to clarify the £110 fee. There has to be an intention to remove goods to charge this. For example goods identified (car in driveway) or broken controlled goods agreement. The EA does not need to attend with a removal vehicle to charge this.
The regs are a bit vague because it later reads that the actual cost of removal for storage/sale can be added but this was not the governments intention.
What is wrong is enforcement agencies charging this fee just to turn up on a second visit, the old "van fee".

National_Debtline

Head_done_in wrote: »

So what's my best option? I physically don't have the money to pay in full, I couldn't afford to split over 3 months with the added fees and I don't have anything apart from a tumble dryer and maybe some hair stylers! I have some broken tellies and an old DVD player I have never used.

I don't want to look like I'm being resistant - I just honestly don't know what to do

Hi

At this point the best you can do is showing willingness to pay. That means making a payment offer you can realistically afford based on a financial plan.

Make the offer to the bailiff and if they refuse to accept it save it up. There will come a point where the bailiff either accepts your payments or passes the debt back to the council. As long as they can’t get inside your home their options are limited and you’re in a strong position to negotiate.

You can try making the payment offer directly to the council but many councils tend to say they will not deal with you directly until the bailiff passes it back to them.

This factsheet might be useful:
www.nationaldebtline.org/EW/factsheets/Pages/council-tax-recovery/counciltaxdebt.aspx

James
@natdebtline

Head_done_in

Hi all

I wanted to thank you all for takin the time to reply

I emailed the council this morning explaining what had happened. They have spoken direct to Equita and advised them they are happy for a payment plan to be in place for £100 per month. This is less than I was offering so I will pay an additional amount each month.

I'm hoping there will be no refusal from equita

CIS

Head_done_in wrote: »

Hi all

I wanted to thank you all for takin the time to reply

I emailed the council this morning explaining what had happened. They have spoken direct to Equita and advised them they are happy for a payment plan to be in place for £100 per month. This is less than I was offering so I will pay an additional amount each month.

I'm hoping there will be no refusal from equita

Equita are under instruction from the council so should accept any payments as instructed -they will likely whinge though (they always did when I had to instruct them).

Craig