We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Final stage joint mortgage with Canadian
afcafc
Posts: 34 Forumite
Hey guys
I have mortgage application going through with natwest. Our valuation was successful. my broker sent my pay slips and the underwriters were happy to borrow but he forgot to send out I.d. This was las document they needed before they were going to send out the offer. However I am a uk citizen from birth and my wife is canadiana and we have 2 children together.
She is here on a spouse visa and does not have Indefinate leave to remain but she has been here 4.5 years and we will need to expend it again in the next 3 months.
She does not work so she is just on the mortgage with no income. All the income comes from me.
I'm just thinking would this be a problem? Also if it is would natwest be able to just do the mortgage on my name? We do claim child benefit and tax credit which is on both our names but they go into my account. The broker advised that we should both be on the mortgage but he didn't ask us any questions.
The fact that everything is done with natwest and they are just clarifying her I'd is so frustrating as we are so close. Hopefully we will find out next week but any advice would be great.
I have mortgage application going through with natwest. Our valuation was successful. my broker sent my pay slips and the underwriters were happy to borrow but he forgot to send out I.d. This was las document they needed before they were going to send out the offer. However I am a uk citizen from birth and my wife is canadiana and we have 2 children together.
She is here on a spouse visa and does not have Indefinate leave to remain but she has been here 4.5 years and we will need to expend it again in the next 3 months.
She does not work so she is just on the mortgage with no income. All the income comes from me.
I'm just thinking would this be a problem? Also if it is would natwest be able to just do the mortgage on my name? We do claim child benefit and tax credit which is on both our names but they go into my account. The broker advised that we should both be on the mortgage but he didn't ask us any questions.
The fact that everything is done with natwest and they are just clarifying her I'd is so frustrating as we are so close. Hopefully we will find out next week but any advice would be great.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards