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Mortgage: Time For A Change
FunLovinCriminal
Posts: 480 Forumite
Hi all
Our current deal with Virgin runs out March 31 next year. It's 2.59% 3yr fixed.
Circumstances gave changed. We now have a 2yr old and a 5 month old.
My wife is currently on maternity leave, and she is the main breadwinner in the family. Our savings will manage to subsidise the £1000 pay difference between her salary and the maternity pay she is currently on. She goes back to work in September 2017.
So, what to do and where to do it?
Virgin say I can find a deal from 1st December, and that's tomorrow. With work and two young kids I have little free time.
Do I need a mortgage advisor?
Obviously, pay slips will show my wife's salary being a lot less than it will be.
All help would be appreciated.
FLC
Our current deal with Virgin runs out March 31 next year. It's 2.59% 3yr fixed.
Circumstances gave changed. We now have a 2yr old and a 5 month old.
My wife is currently on maternity leave, and she is the main breadwinner in the family. Our savings will manage to subsidise the £1000 pay difference between her salary and the maternity pay she is currently on. She goes back to work in September 2017.
So, what to do and where to do it?
Virgin say I can find a deal from 1st December, and that's tomorrow. With work and two young kids I have little free time.
Do I need a mortgage advisor?
Obviously, pay slips will show my wife's salary being a lot less than it will be.
All help would be appreciated.
FLC
Mortgage: 01/02/14 - £108k
Mortgage: Current - £97k
Mission: MF by 50
Mortgage: Current - £97k
Mission: MF by 50
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