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Mortgage success with CCJ?

Katielou14
Katielou14 Posts: 13 Forumite
Fifth Anniversary Combo Breaker First Post
in Mortgages & endowments
Hi,

Myself & hubby are currently saving for a mortgage deposit.

My husband has a settled ccj from 2013 (£3000) and I have 2 settled defaults from 2012 (£225 & £700.) We are hoping to get a mortgage towards the end of next year and are looking for advice / success stories of people getting accepted for mortgages with similar credit history to us. We will hopefully have a 10% deposit but not even sure if this will be a big enough deposit?!

Many thanks

Comments

  • ACG
    ACG Posts: 24,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I replied to the post you made on the success stories.

    There is a possibility you can do it with a 10% deposit but it will come down to score.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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