Claiming CC charges while on a DMP

thefool

I've recently started a DMP with Payplan and was wondering if anyone had any advice on reclaiming Credit Card charges ? I assume if it is possible, the amount claimed would go towards paying off my debt with the particular company but was wondering if anyone had done this, or how to go about it ?

thanks,

Lucy1982_2

I've not done this, but have a look at the reclaims pages as I am sure Martin will have written something about this.

Good luck

flaura

I did this too - no problem whatsoever - but if they or you pay it off what is owed don't forget to let payplan know the new reduced figure that is remaining

thefool

flaura wrote: »

I did this too - no problem whatsoever - but if they or you pay it off what is owed don't forget to let payplan know the new reduced figure that is remaining

So did you just amend the bank charge letters to get your statement and then total up the charges you were claiming ? My plan would be to hand over anything I can get to reduce my DMP further so Payplan would be the second to know ! Thanks for the response.

HHH_2

I did this with Lloyds and I never saw the money some of it cancelled out my CC debt with them and some offset my loan. Good thing really as if I'd got my hands on it who knows if I'd have paid my CC or gone on a lovely holiday!!!