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6ofus
Posts: 17 Forumite
hi there,
I have 3 old defaults on my files which defaulted in December 2010 so should drop off my credit report next month. is now a good time to try to negotiate a settlement on these. I am looking to pay a chunck off my mortgage at the end of my 2 year fix (in 18 months time) so would not want to have a problem with that at all. any advice? thanks.
I have 3 old defaults on my files which defaulted in December 2010 so should drop off my credit report next month. is now a good time to try to negotiate a settlement on these. I am looking to pay a chunck off my mortgage at the end of my 2 year fix (in 18 months time) so would not want to have a problem with that at all. any advice? thanks.
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Hi,
Have you paid anything to these accounts since they defaulted ?
If the answer is no, Won't they be statute barred by now ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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