Getting a mortgage with partner but was bankrupt nearly 6 years ago

Louie7891

Hi, I'm new here and hope I can get an answer. My partner is looking to buy a house, it's £355,000. She has £150,000 to put down and so needs a morgage of £205,000 to secure the house. She was already approved a £95,000 mortgage as some gifted money was expected but that has fallen through temporary and so now needs the bigger mortgage so's not to loose out on this house. I'm 29 and she is 34 and both earn £35,000 per year each. She is worried that she will not get such a large mortgage on her own so wants me to get it with her.
Here's my problem. Nearly six years ago I went bankrupt to a silly amount of £15,000, I'm devastated about that but at the time was in an impossible situation. I've been discharged from bankruptcy nearly 5 years ago. My credit rating is poor as I never borrowed a penny since that time. It still appears on my credit report as some kind of court order and will be removed in roughly 4 months time.
So my questions, is she likely to be successful on her own? Failing that would it help if we applied together or would my past just make it worst? We really would appreciate any advice anyone can offer. Thanks for reading.

ACG

There will be lenders where you fit criteria for the bankruptcy and at high street rates. I think £205k in her name alone is probably a stretch too far.

Get your credit reports and sit down with a broker, there could be options.