Dealing with the Debt: 1st Jan 2020 Target!

Kawaii_Corgi

Hi Huskyrunner! Thank you for the luck.

I don't think anyone will give me credit at this stage; 0% would be wonderful! I think I have to just do my best to pay it down as quickly as possible, but even then I don't want to think about the amount of money they're gaining from me!

Huskyrunner

Have a look at the boast your income section of the forum

ebay

ziffit.com

and webuybooks.co.uk

decluttering can help

loveis

@huskyrunner I am going to try ziffit later, webuybooks never take the titles I have, don't know what that says about my book collect

Kawaii_Corgi

Back again, 5 days later and feeling a bit of a failure

Not that it's any excuse, but work has been insanely stressful and I've been so fed up lately that when PayPal raised my credit but £200 I just.. spent it. On black friday sale Christmas gifts, a new backpack, takeaway! So £200 down the drain in a matter of minutes, and actually a spike in debt!

I've got to be better at not letting my emotions get the better of me, just because I'm fed up doesn't mean I need to go out and spend :mad:

So goal of the next week is to spend NO money beyond what's on my YNAB budget app. No treats, no silly purchases, no 'I'm fed up and I need this!'

Just feeling a bit (more) fed up and annoyed at myself, but tomorrow is a new day, today was payday(!) and I'm on holiday from Wednesday so some things to look forward to :j

Bobarella

It's just a blip. No good dwelling. Focus on where you want to go, not where youve been!

loveis

We all have those days, it's what makes us human.

Hope that work gets less stressful for you though.