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Charging order - getting it overturned.....
Deva2005
Posts: 107 Forumite
Hi All,
Earlier on in the year our local authority took us to court for an arrears of £5,000 (five thousand pounds) for council tax arrears and were successful.
For a number of years now, I have sufferred with serious bouts of anxiety, stress and depression and have been on and off medication from you GP. The effect of my mental health means my managing of my money is impaired and has led to all the debt issues.
At the time of the council's actions, I had pleaded with them to make a payment arrangement, siting my state of health and the impact the charging order would have further on my state of health.
At this time, I was also out of work and in receipt of benefits, due to this I was not able to attend the court hearing as it was not possible to get to the court.
I submitted a written statement to the court relating to my mental health condition and the effect the order would further have on my stress and anxiety, this was ignored and the order was awarded.
Due to this being at a time when my mental health was and still is impaired, I wonder if there is any mechanism or advice anyone can give me to see if I can get this order overturned and the order removed from the house.
I am in a very, very low place at the moment, trying to deal with everything and just looking for some advice....
Thanks for your attention, and hope someone might be able to help me.
David
Earlier on in the year our local authority took us to court for an arrears of £5,000 (five thousand pounds) for council tax arrears and were successful.
For a number of years now, I have sufferred with serious bouts of anxiety, stress and depression and have been on and off medication from you GP. The effect of my mental health means my managing of my money is impaired and has led to all the debt issues.
At the time of the council's actions, I had pleaded with them to make a payment arrangement, siting my state of health and the impact the charging order would have further on my state of health.
At this time, I was also out of work and in receipt of benefits, due to this I was not able to attend the court hearing as it was not possible to get to the court.
I submitted a written statement to the court relating to my mental health condition and the effect the order would further have on my stress and anxiety, this was ignored and the order was awarded.
Due to this being at a time when my mental health was and still is impaired, I wonder if there is any mechanism or advice anyone can give me to see if I can get this order overturned and the order removed from the house.
I am in a very, very low place at the moment, trying to deal with everything and just looking for some advice....
Thanks for your attention, and hope someone might be able to help me.
David
0
Comments
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If you go down to the woods today you better not go alone.0
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Hello again,
You've already had good advice in your other post.
Asking the same question again won't achieve any different result.
Try and stick to the one thread otherwise it just confuses people.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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