Wage deductions

Bryando

Hi,

I have been filling out job application forms and one stated they would deduct money from the wage for insurance . Thought the employer had to legally have insurance? Why on Earth would they be taking a deducton from their employees? Legal?

TadleyBaggie

What type of insurance? If it is insurance an individual would need to carry (as opposed to a company) I could see how this might occur.

jonesMUFCforever

Could they talking about National Insurance?

Bryando

Seems to be public liability insurance- security industry.

asajj

I think there are two types, employee liability insurance and personal liability. The first one, they have to have legally. Are you contracting? I heard contractors pay this themselves then charge as an expense. Don't know about the wages.

steampowered

Yes it is legal. They are able to make deductions from wages so long as you give you written consent (which will probably be in the new joiner paperwork) and are getting the minimum wage after the deduction.

That said, its a bit cheeky. I'd normally expect the employer to pick up the tab for insurance. Unless things work differently in the security industry? Perhaps it is personal insurance rather than business insurance?

Guest101

It makes some sense, given the industry, there's an awful lot of liability for your actions.


Lets say someone is being escorted out the building / premises and falls. The company is liable, but the person can also pursue you personally