Clean Up Help

Laurawalks

I went bankrupt on 18th November 2010 and was discharged on 18th November 2011

I duly conducted the clean up operation in 2012 and then life got busy so I forgot to check the credit files again.

Fast forward to today, six years and 2 days from the bankruptcy and I checked my files.

Whilst the bankruptcy has disappeared and most of the debts I am left with one from C&G mortgages.

They are showing DF from the date of bankruptcy through to a partial settlement in May 2012 which means that will stay on my credit history for another two years.

So moving forward, do I recontact them and ask them to change the settlement date to the bankruptcy date? Or some other course of action?

I have been squeaky clean ever since 2010 and really want to get on with life now

thanks in advance

TheGardener

Sounds like you do need to contact them again.
I had one 'stray' record and had to contact them a second time -I used the template on from the sticky post about clean ups - and it worked a treat..
What I did find was that although all my creditors 'cleaned up' most used my BR date for the default but the discharge date as the 'satisfied' date - which I understand from the instructions on the sticky, is ok for them to do (but I sometimes wonder).