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Nationwide FTB Mortgage - went a bit silent
kmac88
Posts: 8 Forumite
Hello
My partner and I are currently in the process of applying for the FTB mortgage with Nationwide. But everything's went very quiet since last week and not really heard anything since. I chased with them this morning and it’s been referred – should I be worried?
Some Info
DIP 30/9
Full Application 3/11
Valuation booked 7/11
Valuation received 8/11 (although I haven’t heard the outcome of this)
Requested additional documents on 8/11 (Proof of deposit, employment contract and most recent payslip - they had one from the previous month and the dates slightly overlapped)
Property price
£220k
Deposit
£71k
LTV 68%
I am employed on Fixed Term Contracts – which I has been rolling since June 2013 at the same company and I have until Feb 27th in front of me at the moment. I take home £24k a year.
My partner is in a secure permanent job on £28k a year.
The mortgage product we are applying for is £580 a month so 20% of our take home pay a month. I have no debt and an excellent credit score (both on Noddle and Experian). My partner has an outstanding personal loan ( for a car) of £4k which is paid off every month at £186 but other than not no debt and a very good credit score. We have no dependents.
Just a bit worried about the silence and referral...
My partner and I are currently in the process of applying for the FTB mortgage with Nationwide. But everything's went very quiet since last week and not really heard anything since. I chased with them this morning and it’s been referred – should I be worried?
Some Info
DIP 30/9
Full Application 3/11
Valuation booked 7/11
Valuation received 8/11 (although I haven’t heard the outcome of this)
Requested additional documents on 8/11 (Proof of deposit, employment contract and most recent payslip - they had one from the previous month and the dates slightly overlapped)
Property price
£220k
Deposit
£71k
LTV 68%
I am employed on Fixed Term Contracts – which I has been rolling since June 2013 at the same company and I have until Feb 27th in front of me at the moment. I take home £24k a year.
My partner is in a secure permanent job on £28k a year.
The mortgage product we are applying for is £580 a month so 20% of our take home pay a month. I have no debt and an excellent credit score (both on Noddle and Experian). My partner has an outstanding personal loan ( for a car) of £4k which is paid off every month at £186 but other than not no debt and a very good credit score. We have no dependents.
Just a bit worried about the silence and referral...
0
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