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Is this Credit Score Calculator Accurate?

http://www.moneyforums.co.uk/credit_score_calculator.php


Is it anywhere near what your real score is?

Comments

  • I wouldn't rely too much on it. Each company will score you differently. Any calculator will be just an estimate.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Lizalu
    Lizalu Posts: 437 Forumite
    Not sure - I've a credit card which I pay off each month and have never been in debt. but mine's "poor" - is that right???
    odi et amo
  • According to that my credit score is 569 and poor! :rotfl:

    It's not accurate at all. It's just a little tool to see what your potential credit rating would be in a straightforward world.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Good for comparing different factors though!

    Isn't it funny? My current circumstances put me in "poor", but if I got married, aged suddenly, or moved back to my hometown I'd be "above average"!

    Still the same person :confused:
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • Simon83
    Simon83 Posts: 225 Forumite
    I've never checked my credit scoring before...... so dont know how it would compare!
  • kunekune
    kunekune Posts: 1,909 Forumite
    I came out at average, which isn't bad considering I am a tenant, have no credit cards and no debt, so nothing to base it on. I guess a good income swung it.
    Mortgage started on 22.5.09 : £129,600
    Overpayments to date: £3000
    June grocery challenge: 400/600
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