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Credit report
andywtf
Posts: 2 Newbie
Hello All,
I recently did an Experian report and found a few interesting things. One of them being that my name has been used for Electric and Gas from an old house share that I lived in for a few months.
I did not sign up to this and its even got my DOB wrong on the credit report.
Anything I can do about this?
I recently did an Experian report and found a few interesting things. One of them being that my name has been used for Electric and Gas from an old house share that I lived in for a few months.
I did not sign up to this and its even got my DOB wrong on the credit report.
Anything I can do about this?
0
Comments
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As a starting point Experian themselves say THIS🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi there and welcome to MSE,
The link above is really useful, and I would just like to add that I would suggest you call the old supplier and ask them to confirm when/ if your name has been removed. If it hasn't been done then make sure that it is done immediately and ask them to confirm this to you in writing.
If any money is owed then you may need to complain to dispute when you left the property and escalate it to the Energy Ombudsman. You may also need to keep an eye on your credit report in the future.
Laura
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Thanks for the advice! I'll call the supplier asap. Thank you very much.0
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