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Not quite sure what to do about husband
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Mr.Generous wrote: »the biggest battle on debt is changing the behaviors that lead to the problem in the first place. It's hard for me to understand how anyone would run up £40k of debt, I have never purchased anything I couldn't afford, I never got a car loan until mortgage was paid off, and then a small loan cleared in 18 months. I still watch the £'s on a daily basis while I am comfortably off. This might sound at odds with the holidays we take, nice house etc, but I watch the £'s so we can do the stuff we want to.
This is very judgemental and goes against sentiments of DFW as EH says. It does not help original poster but the first sentence is the reason many get into debt.
I often think keeping to a budget and paying off debt is like dieting. Hard while doing it and tempting to have a blow out leading inevitably to guilt afterwards.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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