CapQuest and Egg Credit Cards

MooseJuice_2

anyone got any advice on how I can go about reducing the ammount I pay each month? Capquest do seem to be very aggressive on the phone so preferably something I can do by letter

newy16

hi
i have tried to deal with Capquest myself and have sent loads of letters to them but all they do is hound me on the phone everyday !!!!
At least they have there number showing on my phone so i ignore the calls, this company is out of order and i seem to be banging my head up against a brick wall.

if you go the national debt line on the net they have loads of differant sample letters for everything you can think of, let us know how you get on.:o

rog2

Tootsie_Roll wrote: »

Why ?

Writing debts off is just an accounting exercise for the lender, the debt is still outstanding and repayable on the same terms as before.

Please note, MooseJuice, that the views expressed by the 'resident' T Roll are those held by the Debt Collection Industry of which T Roll is a member.
IF there was even a glimmer of truth in the statement that 'writing off debts is just an accounting excercise for the lender' and 'the debt is still outstanding and repayable on the same terms as before.' then I dread to think what is going to happen to those African countries who have been rejoicing in the fact that the G8 Nations have promised to write off huge chunks of their debt.
Are we to believe that the richest nations of the world will simply pass these debts to Debt Collectors like CRAPQUEST?

natters_2

I owe natwest £14,000 which has been passed over to Capquest (a whole lot more than you owe)- i pay them £23 a month at present and have done for nearly a year now - they used to call every day - now I don't hear from them at all - if they think they can bully you into paying more they will - if you stand your ground and when they threaten court bailiffs etc say go ahead they will back down - but you need to sort out a statement of means and send it to them telling them how much you can afford to pay - and make sure you pay it every month - if you have been honest in your SOA I doubt any court would make you pay more

rog2

Tootsie_Roll wrote: »

What has personal debt got to do with the world bank lending money to African nations ?

Everything, actually.