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Advice on statutory barred debt
Comments
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I'd wait till they send a court claim - then defend it as statute barred.
Every day that passes your defence gets stronger.
I'd be surprised if the dmc made more than one payment without funds coming in, so it's probably statute barred already.0 -
Every day that passes your defence gets stronger.
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Should of put "Luke" at the end of that sentence lol !!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks everyone for all the replies just wanted to check
with regards to the above post the creditors!! whom I had the ccj against mentioned in the ccj claim form that last payment they received! was on 10/10/2010 & charged me interest up until! the date of judgement.
I was using the same DMP company for both companies. So the second debt they chasing me now should be saturary barred according to them anyways.
If they say I have made payment to the second! debt after 10/10/2010 wouldn't they be using deception! on the ccj they claimed against me by lieing to cort and charging me interest from 10/10/2010?
So I will have a strong defence on this what are your thoughts please let me know thanks0 -
If they start a claim, defend on the basis it's statute barred and roll the dice.
The ball is then in their court.
Then it will be decided one way or another.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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