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I need help with a DMP

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  • Well things have settled down now, made my first payment to Stepchange this month, already looking to take the management of this over myself sometime soon but will maybe wait and see if I need to force some default notices.

    I have my first Default notice now from Nationwide which seems really quick, they are also giving me the most grief though. Despite asking them to contact me by in writing only they ring me constantly, they even ring me at work which is a bit tricky. Hopefully now they have started receiving payments and issued a default notice they will leave me alone?

    Haven't posted much but have been reading lots and taken on lots of good advice from people here.

    I am so much less stressed these days, I think as well as having my lightbulb moment for my debt I had the same for the gambling, I haven't even been tempted since i have it up in November.
    Debt on 25/5/17
    Mortgage[STRIKE] £61,999[/STRIKE] £59,335
    Secured loan approximately[STRIKE] £20,000[/STRIKE] £19,353
    Unsecured debt in DMP with Stepchange[STRIKE] £38,887[/STRIKE] £37,763
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