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Mortgage offer post iva

Just received our final offer from Barclays only 11 months post IVA, thanks to using a good broker. We had a mortgage but wanted to move from nram/landmark to a 'stable ' setup with normal rates. Got a fixed deal approx 2.5%, 90%.

So there is hope out there.

Comments

  • Good stuff, when did your IVA start out of interest?
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • memberme
    memberme Posts: 213 Forumite
    Debt-free and Proud!
    It was a 6 year IVA with CLEARDEBT. they stopped dealing with IVA's just after I finished but were great.
    Completion cert came 2 weeks after last payment as did removal from Insolvency register. All credit files clear in a month so I had a lot of luck compared with some.
  • ferry
    ferry Posts: 2,017 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 10 November 2016 at 7:41AM
    Well done that's great news.
    By comparison we only had couple unsatisfied defaults but no one would touch us even at just 33% LTV
    :j
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