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'All round' credit card Advice

Hello,

I currently have an MBNA 0% purchase card and I'm looking to apply for a 2nd card...0% balance transfer with the option of 0% purchases, therefore I believe an All Round credit card is the best option.

I'm looking to balance transfer around £3,500 (to clear a relatives Tesco 0% purchase card) and would like the option of another £4,000 credit limit (if possible!) to use the 0% purchase option. I have a good credit rating and net profit of £55,000.

Would MBNA allow me to take out a 2nd card (the MBNA all round credit card is my first choice) or would I be better going elsewhere? What are the biggest Credit limit companies other MBNA?

Thanks,
Dave

Comments

  • DCFC79
    DCFC79 Posts: 40,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your credit rating despite being good may not be the same from the other 2 agencies, so you see the score isnt seen by lenders but only you.

    The history is what lenders can see.
  • Ok thanks!
  • Can anyone else offer advice regarding the 2nd credit card with MBNA being allowed? I've also been a Santander select customer for years and their all in one card looks good.

    I want to avoid applying for multiple cards!
  • Yep - I have 2 MBNA cards, a classic and All Round. All Round is the best CC I have - offers every month are unreal. For example: Money transfer no fee 4.9% for life.
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