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Gmac charges, are they fair????
pjandben
Posts: 1 Newbie
I have a repayment mortgage with Gmac and recently decided to stop the Direct Debit, because they kept taking the money on different dates in the month and causing all sorts of problems.
I now pay my mortgage via internet banking and Gmac have started chargeing me £15.00 per month for not paying by direct debit!! Can they really do that? They also charged me a £40.00 admin fee because i changed my buildings insurance provider and they had to change the details!!!
Can anyone tell me if they really have the right to do this?:mad:
I now pay my mortgage via internet banking and Gmac have started chargeing me £15.00 per month for not paying by direct debit!! Can they really do that? They also charged me a £40.00 admin fee because i changed my buildings insurance provider and they had to change the details!!!
Can anyone tell me if they really have the right to do this?:mad:
0
Comments
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Gmac have started chargeing me £15.00 per month for not paying by direct debit!! Can they really do that?
Yes.They also charged me a £40.00 admin fee because i changed my buildings insurance provider and they had to change the details!!!
Can anyone tell me if they really have the right to do this?
Yes.
Admin charges are valid and in the case of the direct debit charge, its quite understandable due to the excessive workload you are creating.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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