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HTB - Self Employed - Skipton BS

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Comments

  • frazell
    frazell Posts: 160 Forumite
    Well that's not what their criteria says. If you can produce the SA302's and have the latest years accounts then they should take the latest figures.

    If you have a contract in place for the coming 6-12months then that might help your cause to demonstrate that you are viable going forwards.

    Your broker should be on the phone to Skipton trying to sort this out!
  • NicNak09
    NicNak09 Posts: 8 Forumite
    I only gave them in latest SA302 so I guess thats why they did it. He said they won't budge.

    I obvs made the wrong choice with the broker :(

    My last years SA 302 won't have any income on it anyway as I didn't draw any money from the business I had £8000 basic and thats all.
  • ACG
    ACG Posts: 24,539 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Skipton have always averaged the latest 2 years income as far as I am aware.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • NicNak09
    NicNak09 Posts: 8 Forumite
    pah! Stuck now really.
  • ACG
    ACG Posts: 24,539 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Are there no other lenders?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • NicNak09
    NicNak09 Posts: 8 Forumite
    I wish i knew.... Gosh it's so stressful.
This discussion has been closed.
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