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HTB - Self Employed - Skipton BS
Comments
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Well that's not what their criteria says. If you can produce the SA302's and have the latest years accounts then they should take the latest figures.
If you have a contract in place for the coming 6-12months then that might help your cause to demonstrate that you are viable going forwards.
Your broker should be on the phone to Skipton trying to sort this out!0 -
I only gave them in latest SA302 so I guess thats why they did it. He said they won't budge.
I obvs made the wrong choice with the broker
My last years SA 302 won't have any income on it anyway as I didn't draw any money from the business I had £8000 basic and thats all.0 -
Skipton have always averaged the latest 2 years income as far as I am aware.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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pah! Stuck now really.0
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Are there no other lenders?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I wish i knew.... Gosh it's so stressful.0
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