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Refused a loan, but excellent credit score, should I try again?

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lauram89 wrote: »
    and paid off an outstanding overdraft. After this, I was approved in principle, but later refused.

    I've now checked my credit score, on numerous websites, are can't see any problems, in fact, they all give me an excellent score.

    Forget the score. What's important is your actual credit history and current financial status. Usage of credit , availability of credit, amount currently owed etc. All play a part in the decision process.
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