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Simple question

Are most pensions up this year?

Mine is in a 4-6 risk standard pension and was 23k last summer, 22k March this year and 26k now.

Should I transfer it into my drawdown product now?
"Unhappiness is not knowing what we want, and killing ourselves to get it."
Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
Women and cats will do as they please, and men and dogs should relax and get used to the idea.

Comments

  • dunstonh
    dunstonh Posts: 120,251 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Are most pensions up this year?

    Pensions dont go up or down. A pension is just a container for investments. It is the investments that go up or down.

    Some investments will be up. Some will be down depending on what your investment portfolio has in it.
    Should I transfer it into my drawdown product now?

    Do you need it to be in drawdown now?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • rizla01
    rizla01 Posts: 7,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 2 November 2016 at 5:12PM
    dunstonh wrote: »
    Pensions dont go up or down. A pension is just a container for investments. It is the investments that go up or down.

    Some investments will be up. Some will be down depending on what your investment portfolio has in it.



    Do you need it to be in drawdown now?

    Not yet, till next April
    I've drawn up to my tax limit when I emptied the whole of a 9k pension pot.
    "Unhappiness is not knowing what we want, and killing ourselves to get it."
    Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
    Women and cats will do as they please, and men and dogs should relax and get used to the idea.
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