Student Loan

silvercar

Deleted_User wrote: »

Page 4 seems to address your concerns, assuming similar t&cs were in force -

http://media.slc.co.uk/sfe/1617/ft/sfe_terms_and_conditions_1617_d.pdf

"18. Ratification means to formally declare that
you entered into the loan agreement. This is
a necessary precondition of your eligibility for
student support if you wish to apply for further
funding after you turn 18. Once you are 18 or
older, you will ratify any loan agreement which
you entered into before you reached the age of 18
years old when signing the declaration for further
student finance. If you’ve entered into a loan
agreement before turning 18 and don’t apply for
any further student finance, SLC will contact you
about the ratification process, to ensure that your
eligibility for future funding is not affected."

The question to OP, is whether they ever ratified the loan? If not then it suggests the loan agreement isn't valid and there may be a case for suggesting that you can't be forced to make payments.
Most 17 year olds would receive further finance post 18 and would ratify the agreement at that point. The only situation I can envisage where there was no further finance is where the 17 yr old was on a very short course (unlikely in higher education) or if the student dropped out of the course early on.

Incidentally there is a board on this forum dedicated to students where some people with more knowledge and interest in student finance may see your posts. You would also be less likely to receive unhelpful comments than you have in this thread.